* {
margin:0; padding:0;
} 
body {
	font-family: Arial, Helvetica, sans-serif;
font-size:100% behavior:url(css/csshover.htc);
margin-top: 40px;
}
table {
	margin-right: auto;
	margin-left: auto;
}
#CompanyDrop {
	position:absolute;
	width:240px;
	height:254px;
	z-index:1;
	top: 48;
	background-image: url(../images/hm_header02_CompanyOver.jpg);
	visibility: hidden;
}
#footerLinks {
	font-size: 10px;
	color: #777b7e;
	width: 200px;
}
#footerLinks a {
	color: #777b7e;
	text-decoration: none;
	padding-right: 5px;
	padding-left: 5px;
	display: inline;
}
#footerLinks a:hover {
	color: #78B471;
}
#fouthTierLinks {
	float: left;
	width: 190px;
	margin-top: 6px;
	font-size: 11px;
	padding-left: 8px;
}
#fouthTierLinks a {
	color: #234362;
	text-decoration: none;
	width: 200px;
	line-height: 15px;
}
#fouthTierLinks a:hover {
	color: #80C079;
}
#fouthTierLinks li {
	border-bottom-width: 1px;
	border-bottom-style: dotted;
	border-bottom-color: #234362;
	list-style-type: none;
}
#fouthTierLinks .noLine {
	border-bottom-style: dotted;
	display: block;
	border-bottom-width: 1px;
	border-bottom-color: #FFFFFF;
}
#ServicesDrop {
	position:absolute;
	width:240px;
	height:254px;
	z-index:2;
	top: 48;
	background-image: url(../images/hm_header02_ServicesOver.jpg);
	visibility: hidden;
}
.callOutImg {
	padding-top: 10px;
}
.darkBlue {
	color: #234362;
}
.fifthTable {
	border-bottom-width: 1px;
	border-bottom-style: solid;
	border-bottom-color: #dcdcdc;
}
.fouthTable {
	border-bottom-width: 1px;
	border-bottom-style: solid;
	border-bottom-color: #dcdcdc;
}
.imgPadding {
	padding-bottom: 10px;
	padding-top: 10px;
}
.ninePt {
	font-size: 9px;
	color: #777b7e;
	background-position: center;
}
.tenHalfPt {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 10.5px;
	color: #66696c;
	background-image: url(../images/vertGreyBar.gif);
	background-repeat: no-repeat;
	background-position: right center;
	padding-left: 10px;
	padding-top: 12px;
	padding-right: 15px;
	padding-bottom: 15px;
	width: 300px;
}

.tenHalfPt-v2 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 10.5px;
	color: #66696c;
	background-image: url(../images/vertGreyBar.gif);
	background-repeat: no-repeat;
	background-position: right center;
	padding-left: 10px;
	padding-top: 0px;
	padding-right: 15px;
	padding-bottom: 0px;
	width: 300px;
}

.thirteenPt {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 13px;
	color: #66696c;
	padding-top: 12px;
	padding-bottom: 15px;
	padding-right: 40px;
	padding-left: 32px;
	text-align: justify;
}